Comparison
PayPal invoicing is handy if you want clients to pay you inside PayPal — but it ties the invoice to a PayPal account and usually takes a transaction fee on every payment you receive.
1nvoic3 is invoicing-first. Create a clean, HMRC-ready invoice in under a minute — free, with no signup and no card — then get paid however you like. No cut taken from your payment. Upgrade to Pro (£9.99/mo) only when you want to drop the watermark and unlock premium templates.
We have kept this fair: 1nvoic3 makes invoices, PayPal also processes the payment. Where a PayPal figure changes over time (like exact fees), we say “varies” rather than guess. Always check PayPal's current fees and terms before deciding.
| Feature | 1nvoic3 | PayPal invoicing |
|---|---|---|
| Primary purpose | Invoicing & quotes, first and foremost | Payments platform with invoicing built in |
| Create an invoice with no account or signup | Yes — no signup, no card | PayPal account required |
| Download a professional PDF invoice for free | Yes — free forever | Geared to sending via PayPal to get paid |
| Fee charged on each payment | None — we don't process your payments | Transaction fee per payment (varies) |
| You choose how the client pays you | Yes — bank transfer, card link, cash, anything | Designed around paying via PayPal |
| HMRC-ready invoice format (UK) | Yes — built for the UK | Generic invoice, not UK-specific |
| Remove provider watermark / branding | No watermark on Pro (£9.99/mo) | Invoices carry PayPal branding |
| AI Fill — build an invoice by chat, voice or photo | Yes, on Pro (£9.99/mo) | Not available |
| Best fit | Anyone who wants a clean invoice and to choose how they get paid | People who want to collect payment through PayPal |
PayPal is a trademark of its respective owner. 1nvoic3 is not affiliated with, or endorsed by, PayPal. Fees, features and terms change over time — check PayPal's official site for current details.
We would rather point you to the right tool than oversell. If getting paid through PayPal is the priority, its built-in invoicing is convenient.
Yes. 1nvoic3 lets you create and download a professional, HMRC-ready invoice with no PayPal account, no other signup and no card. You then send the PDF to your client and get paid however you both prefer — bank transfer, a card payment link, or any other method.
No. 1nvoic3 is an invoicing tool, not a payments processor, so we do not take a cut of what your client pays you. PayPal invoicing typically charges a transaction fee on each payment received. With 1nvoic3 you decide how you collect payment, so you can avoid per-payment fees entirely if you choose a free method like a bank transfer.
Yes. You can create and download a professional invoice for free, with no signup. Free invoices include a small 1nvoic3 watermark on the PDF, which the Pro plan (£9.99/mo) removes along with unlocking premium templates.
Yes. 1nvoic3 produces clear, HMRC-ready invoices designed for UK sole traders and freelancers, including the details you are expected to show on a UK invoice. You can keep the PDF as part of your records.
If you specifically want your clients to pay you inside PayPal — for example because they already use it, or you want PayPal's buyer/seller handling — then PayPal's built-in invoicing is convenient. 1nvoic3 is the better fit when you want a free, professional invoice and the freedom to get paid however you like.
Create a professional, HMRC-ready invoice in under 60 seconds. No PayPal account, no signup, no card.
Create your free invoice